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home / papers / 2026 / SAFE-QAQ: End-to-End Slow-Thinking Audio-Text Fraud Detection via Reinforcement Learning

SAFE-QAQ: End-to-End Slow-Thinking Audio-Text Fraud Detection via Reinforcement Learning

Paper · 2026 · Peidong Wang, Zhiming Ma, Xin Dai et al.

Summary

Most phone-scam detectors work on ASR transcripts. This means recognition errors carry through to the decision, and acoustic signals such as tone, stress or staged background noise are lost. SAFE-QAQ addresses this by running a large audio-language model (LALM) directly on raw call audio, so no transcription step is needed. It handles three tasks: scenario classification, fraud detection and fraud-type classification.

Training proceeds in three stages:

  1. GRPO with rule-based rewards (accuracy, format and a reasoning-depth term) teaches the model step-by-step "slow-thinking" analysis (SAFE-RL).
  2. A Long2Short stage trims the reasoning chains using rejection sampling fine-tuning (SAFE-RS) and then length-constrained RL (SAFE-LS).
  3. Fine-tuning on audio chunks lets the model decide when it has heard enough during an ongoing call (SAFE-Real).

On TeleAntiFraud-Bench, the system reports state-of-the-art accuracy while producing much shorter reasoning and enabling early warnings. This matters because the system is already used in production, where it reduces manual review work and helps stop scams before money is lost.

Key points

  • Reported to be state of the art on TeleAntiFraud-Bench with 88.23 F1. Training and evaluation use the anonymized TeleAntiFraud-28k dataset, which the authors describe as the only open audio fraud corpus suitable for LALMs.
  • Long2Short cuts reasoning length by 48.87%. Average tokens fall from 205.76 (SAFE-RL) to 181.33 (SAFE-RS) and 104.02 (SAFE-LS), with no loss in quality.
  • SAFE-Real makes decisions after about 8.98 s of audio on average, or 1.25 dialogue turns, which is 81.4% faster than the non-real-time models.
    • Fraud detection stays strong at 88.93 F1.
    • Fraud-type F1 drops to 77.56.
  • Ablations show that SFT initialization is important: without it, SAFE-RL drops to 80.66. Skipping rejection sampling before length-constrained RL also lowers scores, from 87.49 to 86.31.
  • The system is deployed with telecom operators and processes over 70,000 calls per day. Code is available at github.com/Control-derek/SAFE-QAQ.

Our summary of the paper, in our own words — not its text. The work belongs to its authors; read it at the links above.

 Institutions

 Fields, topics and concepts

Cite

Cite as Peidong Wang, Zhiming Ma, Xin Dai, YongKang Liu, Shi Feng, Xiaocui Yang, Wenxing Hu, Zhihao Wang, Mingjun Pan, Li Yuan and Daling Wang. 2026. SAFE-QAQ: End-to-End Slow-Thinking Audio-Text Fraud Detection via Reinforcement Learning. Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers).

The paper itself, not this page. BibTeX from the library's record of the work. DOI 10.18653/v1/2026.acl-long.1201

@inproceedings{wang2026safe,
  title = {{SAFE-QAQ: End-to-End Slow-Thinking Audio-Text Fraud Detection via Reinforcement Learning}},
  author = {Peidong Wang, Zhiming Ma, Xin Dai, YongKang Liu, Shi Feng, Xiaocui Yang, Wenxing Hu, Zhihao Wang, Mingjun Pan, Li Yuan and Daling Wang},
  booktitle = {Proceedings of the 64th Annual Meeting of the Association for Computational Linguistics (Volume 1: Long Papers)},
  year = {2026},
  doi = {10.18653/v1/2026.acl-long.1201},
  url = {https://doi.org/10.18653/v1/2026.acl-long.1201}
}

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