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Plain English Summarization of Contracts

Paper · 2019 · Laura Manor and Junyi Jessy Li

Summary

Few people read terms of service or similar one-sided contracts, mainly because these documents are long and hard to understand. The authors propose a new task: summarizing contract sections in plain English for non-lawyers. They scraped section-level pairs of contract text and community-written summaries from two sites, TL;DRLegal and TOS;DR. Drawing on three years spent drafting contracts, the first author screened the summaries and kept the most informative one per set. The result is a small evaluation set, 446 sets in total, released on GitHub. The analysis shows two things. First, the reference summaries contain many more novel n-grams than DUC 2002 news summaries. Second, readability metrics place the summaries about six grade levels below the source text. Unsupervised extractive methods (TextRank, Greedy KL, Lead-K) score much worse here than on DUC 2002. The task therefore needs real abstraction, simplification and register change, not sentence selection. The authors call for unsupervised simplification and style-transfer resources for legal language.

Key points

  • Motivation: a cited study found up to 98% of users skip reading terms of service in full. In the paper's example, a 78-word Pokemon GO clause is condensed into 19 words.
  • Data sources:
    • TL;DRLegal: 84 sets from 9 company documents, including YouTube, Facebook, Dropbox and Minecraft.
    • TOS;DR: 421 sets from 166 documents by 122 companies, each with 1–3 summaries.
  • Manual curation:
    • 361 sets kept at least one good summary. Of the chosen summaries, 152 were "templatic" (111 of them unique).
    • 369 summaries were rejected: 291 duplicates, 63 verbatim copies, 24 with opinions not inferable from the source, and 20 that described only the topic. Summaries longer than their source were also dropped.
  • Abstraction and readability: the dataset has far more novel n-grams than DUC 2002 and an average gap of about 6 reading-grade levels.
  • Baselines: TextRank, Greedy KL (KLSum) and Lead-K do clearly worse than on news. The data is meant for evaluation, not supervised training.

Interesting ideas

  • I1. The degree of abstraction is quantified by counting reference n-grams absent from the source and comparing against a familiar news benchmark. This gives a cheap, interpretable measure of how far a rewrite drifts from source wording.
  • I2. Noisy crowd references are filtered with explicit, countable rejection reasons: duplicate, verbatim copy, unsupported opinion, topic-only, or longer than the source. Each removal is auditable rather than a vague quality score.
  • I3. Readability formulas measure simplification as a grade-level gap between source and output, separately from content overlap.
  • I4. Summaries are aligned per section rather than per document, so a reader can always return to the exact detailed clause behind a short statement.
  • I5. Many accepted summaries repeat across services with only the company name changed. This suggests contracts are built from a limited set of recurring clause types.

For Mova

How these ideas could serve Mova, our small open language model — its files, stages and tests:

  • I1 (back): the text → graph → text compressor could report its novel n-gram rate against a reference corpus, showing whether generation rephrases meaning or just copies surface strings.
  • I2 (learn): the same reason-coded filters could screen LLM-teacher outputs. The "not inferable from source" check could be implemented as a test against the world of the text.
  • I3 (back): when generating answers or simplified paraphrases, a source-vs-output grade-level difference would serve as a second, style-focused evaluation axis next to semantic fidelity.
  • I4 (answer): each answer could carry a pointer to the source span that justifies it, which fits the requirement that every step be explainable.
  • I5 (frames): one could define a small frame inventory for contract clauses (granting permission, terminating an account, indemnifying a party), with roles filled from the UD tree.

Our summary of the paper, in our own words — not its text. The work belongs to its authors; read it at the links above.

 Institutions

 Fields, topics and concepts

Cite

Cite as Laura Manor and Junyi Jessy Li. 2019. Plain English Summarization of Contracts. Proceedings of the Natural Legal Language Processing Workshop 2019.

The paper itself, not this page. BibTeX from the library's record of the work. DOI 10.18653/v1/w19-2201

@inproceedings{manor2019plain,
  title = {{Plain English Summarization of Contracts}},
  author = {Laura Manor and Junyi Jessy Li},
  booktitle = {Proceedings of the Natural Legal Language Processing Workshop 2019},
  year = {2019},
  doi = {10.18653/v1/w19-2201},
  url = {https://doi.org/10.18653/v1/w19-2201}
}

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